According to reports from Bloomberg, Apple is working on a native bill-splitting feature for the upcoming iOS 27. This tool will allow users to easily divide shared expenses like dinners or group activities and automatically send payment requests to other participants.
Developments
The new tool will enable users to split a total bill directly on their device without relying on third-party apps. The system will calculate each individual's share and generate payment requests for each recipient, streamlining the often-clumsy process of group payments.
Context
For years, iOS users have relied on third-party financial services to handle bill splitting. Integrating this feature directly into the OS suggests Apple wants to close its ecosystem loop, enhancing the utility of Apple Pay and its financial services to increase user retention on the iOS platform.
Why it matters
For iOS users, this feature promises a more seamless experience for daily group transactions. However, the actual effectiveness of this feature in various markets will depend on local bank support and full Apple Pay integration.